Business Insurance

Comprehensive Business Insurance Solutions

Innovative Insurance Agency partners with top insurers to offer customized coverage for both for-profit and non-profit organizations. Our team of experts helps assess and minimize risks, ensuring you have the right protection.

Industries We Cover

• Healthcare facilities
• Salons and barbershops
• General and building contractors
• Retail stores
• Trucking companies and owner-operators
• Restaurants and food service organizations
• Online businesses
• Farms, orchards, and ranches
• Professional offices
• Direct sales and home-based businesses

Key Coverage Options

• Business property insurance (physical and personal property)
• Business owners policy (BOP) coverage
• Professional liability (errors & omissions) insurance
• General liability (slip-and-fall) protection
• Business umbrella insurance
• Workers compensation coverage
• Surety bonds & additional insureds

Who Benefits from Business Owners Policies (BOPs)?

• Companies with up to 100 employees
• Annual revenues up to $3 million
• Businesses occupying up to 25,000 sq. ft.
• All owned buildings combined under 100,000 sq. ft.
• Primarily on-premises business operations

Industries Not Covered Under BOPs

• Car dealerships
• Auto repair shops
• Liquor-serving establishments
• Banks & credit unions
• Municipal organizations

Tailored Business Insurance Policies

At Innovative Insurance Solutions, we specialize in crafting Business Owner Policies (BOPs) that fit the unique needs of small businesses. If a standard BOP doesn’t fully align with your requirements, we’ll help you explore alternative coverage options that best protect your business.

Start Your Business Insurance Quote Today

Finding the right coverage for your business is crucial. Contact us today to receive expert guidance on securing the most suitable insurance plan to safeguard your company’s future.