Umbrella Insurance: Extra Protection When You Need It
Life can be unpredictable, and no matter how much we plan for the best, unexpected events can happen. Umbrella insurance provides an extra layer of liability protection beyond your existing homeowners and auto insurance policies.
What is Umbrella Insurance?
Umbrella insurance safeguards you from financial risks by offering additional coverage in case of legal claims or major liability incidents. While it enhances your liability protection, it does not cover:
- Your medical expenses
- Losses to your personal property
What Does Umbrella Insurance Cover?
- Auto Accidents: Covers injuries you cause in a car accident beyond your auto policy limits.
- Property Damage: Protects you if you accidentally damage someone’s property.
- Home Liability: Covers injuries someone suffers on your property.
- Pet Incidents: Provides coverage if your pet causes injury or damage.
- Dependent Coverage: Protects against property damage caused by your child or dependent.
- Legal Fees: Helps cover attorney fees and legal costs if you’re sued.
Your existing insurance policies may offer some liability protection, but an umbrella policy extends that coverage at a lower cost. It is portable and follows you wherever you go, including overseas.
Get Started on Your Umbrella Insurance Quote
Speak with our team to learn more about umbrella insurance policies, coverage options, and benefits. Contact our office or visit our quotes page to get started today!
