Commercial Umbrella Insurance
Umbrella policies are crucial for businesses, providing protection against catastrophic liability losses that exceed basic coverage. Lawsuits and judgments can be costly, and a commercial umbrella policy can mean the difference between survival and financial ruin. Don’t risk losing everything you’ve built—invest in an umbrella policy today.
Why You Need Commercial Umbrella Insurance
Commercial Umbrella insurance extends liability coverage beyond your existing policies, safeguarding your business against unforeseen financial risks. Given the unpredictability of jury awards and legal expenses, we strongly recommend adding umbrella insurance to your business coverage.
What is Excess Liability Coverage?
Excess Liability Coverage provides additional liability limits beyond an umbrella policy. It typically follows the terms of the primary underlying insurance policy, offering businesses extra financial protection when legal claims exceed initial coverage.
Who Needs Excess Liability Coverage?
Businesses with a high risk of liability claims should consider Excess Liability Coverage. You may need this coverage if your business has:
- High loss potential
- Large sales volume
- Multiple business assets
- A significant number of employees
- Large auto fleets
- International operations
- High public exposure
If your business falls into any of these categories, talk to us for expert advice on liability coverage. We’ll help ensure you’re adequately protected.
How to Get Started with Commercial Umbrella Insurance Quotes
We understand that every business is unique. The right coverage for you depends on your industry, risk exposure, and business size. Call us today to discuss how you can protect your business and future with the right umbrella insurance policy.
